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    Tag: prepay

    BlogFainanceFinance

    Does it make sense for home loan borrowers to prepay before March 31, 2026?

    Rohit Nag, 34, based in Kolkata, has a home loan of ₹40 lakh. As the financial year-end approached, he wanted to maximise his tax benefits under Sections 80C and 24(b). He made a partial prepayment of ₹2 lakh, calculated to fully utilise the remaining interest deduction under Section 24(b), allowing him to claim the maximum […]

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    By MDYEASINARAFATSHUVA
    January 11, 2026January 11, 2026

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