It’s no secret that payday loans are an expensive fix for borrowers. While they can offer quick access to cash, payday loans typically come with fees of 400% or more. According to a 2025 report from the Center for Responsible Lending, payday lenders collected $2.4 billion in fees from borrowers in a single year. On […]
Over the last few years, personal loans have evolved from primarily a last-resort credit option to becoming a convenient, adaptable, and quick financial tool that supports the aspirations of modern India. According to credit bureau CRIF High Mark, the share of personal loans above ₹10 lakh rose from 28.2% in FY24 to 30.9% in FY25, […]
Pune-based software professional Rohit Deshmukh wanted to renovate his 10-year-old apartment ahead of Diwali, so he opted for a top-up loan. This is because he did not want to dip into his savings, and personal loan interest rates were very high. Top-up home loans are now being approved much faster in today’s digital lending ecosystem […]