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Most individuals are used to renewing their health insurance plan, whether it is an individual or family floater plan, on an annual basis. If, for any reason, the premium is not paid by the renewal date, the cover will lapse. During such a period, if the individual is hospitalised, the insurance company will reject the […]
The size of the Indian bond market is huge, running into a few trillion dollars. Within this huge market, the government, corporates, and other entities issue various types of bonds. Goldman Sachs had estimated the inclusion of India government bonds into the Bloomberg Global Bond Index could bring $10 to $20 billion of inflows into […]
Rajiv Mehta, an NRI living abroad, owns a flat in India that he plans to sell in the future. The apartment was bought in an unfinished condition, requiring additional payments to the builder over time to complete the unit. A few years later, Mehta also incurred renovation expenses to make the flat fully liveable. Income […]
The tech-fluent 377 million Gen Z population in India has a massive social media presence. Their social networking channels are constantly buzzing with stock market updates all the time. Driven by FOMO and YOLO energy, most of them want to be financially savvy, make quick money and live a better life. At least 30% of […]
The year 2025 has been favourable for real estate from a taxation perspective. Simplified capital gains rules and streamlined GST have brought greater clarity for homebuyers, prompting even fence-sitters to consider making a purchase. Here’s a closer look. Simplified capital gains rules and streamlined GST brought greater clarity for homebuyers in 2025, (Representational Image) (Pexels […]
The days when fixed deposits were relegated to conservative investors are long gone. Today’s savvy investors are rediscovering fixed income, not as a reluctant concession to age, but as strategic investments for thoughtful wealth creation. The fixed income instruments like fixed deposits and bonds hold an investment portfolio in times of market turbulence. (Shutterstock) This […]
When Mumbai-based professional Rohan Singh dreamed of owning a holiday villa in Goa, the ₹2 crore price tag felt beyond his means. Instead of stretching his finances, he invested ₹25 lakh through a fractional ownership platform. His share gives him rights to 30 days of annual stay and hassle-free maintenance. Within two years, the property’s […]
Buying a house is perhaps the biggest financial decision most people make, but many don’t realise that the property’s cost isn’t always what it appears at first glance. Taxes, hidden charges, and project delays can push the total far beyond the listed sale price. Delays increase builders’ holding costs, which are often passed on to […]
Aarav (26) is a designer in Bengaluru and part of the new-age workforce—health-conscious, tech-savvy, and always on the move. He maintains an active lifestyle and keeps up with routine check-ups. But when the early signs of hypertension surfaced, he realised his wellness needs were evolving. With rising medical costs and more focus on preventive care, […]