Homebuying dilemma: Should a couple earning ₹2 lakh a month pay ₹1.2 lakh as EMI?

As Bengaluru’s residential property prices continue to rise, the decision to buy a home is becoming increasingly complex, especially for younger households grappling with higher costs, loan commitments and long-term financial security. It raises a key question: should buyers stretch themselves by committing nearly 60% of their household income to EMIs, or stick to the […]

Are flats still a wealth creator? Homebuyers debate ageing homes, rising costs and redevelopment prospects

For decades, owning a flat has been regarded as a cornerstone of financial security for India’s middle class, often marketed as a safe, long-term investment that would appreciate in value and support future generations. However, as home prices soar, maintenance costs rise, and ageing buildings raise questions about resale and redevelopment, a growing number of […]