A personal line of credit is a flexible borrowing tool that gives you a set credit limit you can draw from when you need it. It’s useful when expenses are irregular or hard to predict, like ongoing home repairs or inconsistent freelance income. But that flexibility cuts both ways. “Personal lines of credit typically carry […]
Planning to buy a house in 2026? Before finalising an apartment purchase, ensure your credit profile is healthy and, ideally, that previous loans have been fully paid off to improve your chances of securing a lower rate. Planning to buy a home in 2026? Keep your credit score above 750 to secure the best loan […]